If you’re moving and looking to take your current mortgage with you, see how to port your mortgage. The journey to buying a home 2 mins. The new repayments must be comfortably affordable. Can you get one? Finance Company of Ireland Limited, trading as Mortgage Company of Ireland, is regulated by The Central Bank of Ireland. Remortgaging can be a convenient way of raising some extra money by increasing the percentage of your home's value that you borrow against. If you’re currently thinking of buying, our calculator can tell you much you could save on stamp duty. To calculate a mortgage’s monthly repayment, you’ll need to know the value of the home you’re buying, your deposit, the interest rate and the length of term. If we live in a house that we own with a mortgage, or own one or more properties that we let to others we may NOT be getting the best deal on that mortgage: the original loan will have been based on a Loan to Value at that time – it is very likely that this will have changed – our house may be worth more, and we may owe less – so for our lender we have become a much better risk and they may be able to apply a different rate. We'll pay the legal and valuation costs on a standard remortgage (up to £190). Our circumstances may have changed – we may have been in the same job for longer, got a promotion, a pay rise or some share options or bonuses – gain this may affect the way we are looked at by a lender. Simply enter the amount you wish to borrow, the term over which you intend to pay it off and the interest rate. Directors: Derek Maguire B.Comm FCA QFA FLIA , Fiona Deering QFA , Liam O’Connor BA (Hons) QFA. Lines are open Monday to Friday 8am to 8pm and 9am to 2pm on Saturday. Some interesting examples of how much you could save by Switching Mortgage. Enter the amount you want to borrow, the interest rate and select a mortgage type to find out how much you will have to repay each month. Why you should speak to an expert Northern Ireland mortgage broker . Ready to apply? KBC Bank Ireland plc has an exclusive agency agreement with Zurich Insurance plc for the provision of Home Insurance. As … 222332. Find out how your home's value may have changed by using our calculator based on the Nationwide House Price Index. Registered in Republic of Ireland. Shows the cost per month and the total cost over the life of the mortgage, including fees & interest. Registered Office: Ulster Bank Group Centre, George’s Quay, Dublin 2 D02 VR98. KBC Home Insurance products are underwritten, administered and provided by Zurich Insurance plc. It has only been designed to give a useful general indication of costs. More information can be found on Revenue’s website www.revenue.ie or by calling the TRS Helpline 01 738 3663. Answer a few simple questions and in less than one minute we’ll calculate what your mortgage repayments might be. This calculator compares the monthly outgoings on existing mortgages and loans with repayments on a consolidated loan. A standard remortgage is when you're not moving home but want to move your mortgage to us from another lender. 5 reasons to choose AIB 2.5 mins. How much can I borrow? Zurich Insurance plc is regulated by the Central Bank of Ireland. *This isn’t an official mortgage offer but it will let you know how much you could borrow so you can start doing the sums. Read the Stamp Duty Land Tax Guide. Repayments: 12 months of £602 at 1% (fixed), then 288 months of £896 at 4.74% (variable). Find out how much you could borrow and what your monthly payments could be. What's a standard remortgage? Thinking about buying a home, and want to know what kind of place you can afford? How to get started. Support & Information . Why do people remortgage their home? We’re open anytime and anywhere. Mortgage calculator. Fixed Rate mortgage. Our mortgage calculator lets you easily compare interest rates, offers and cashback incentives from all of Ireland’s mortgage lenders. How much could I borrow? When we talk about remortgaging our property we are focused very clearly on a property remortgage in Ireland – significantly different from many of our neighbours. With our mortgage calculator it’s easy to find out how much you could borrow. This calculator compares the monthly outgoings on existing mortgages and loans with repayments on a consolidated loan. For example, home owners may want to reduce their monthly payments. This calculator is suitable in estimating monthly payments when consolidating personal debt as part of a remortgage and releasing some equity. A mortgage of £131,748 payable over 25 years, initially on a fixed rate for 5 years at 2.01% and then our variable rate of 3.59% for the remaining 20 years would require 60 monthly payments of £559.06 and 240 monthly payments of £645.44. See if you can save money by remortgaging to a lower rate. Apply now. is regulated by the Central Bank of Ireland. is a limited liability company registered in Dublin under No. Registered Office: 118 Lower Baggot Street, Dublin 2, Ireland, Reducing your loan-to-value to get a better rate. The valuation fee is negotiable for properties valued in excess of £1 million. PropertyPal Mortgages Ltd is an Appointed Representative of PRIMIS Mortgage Network. Call us on 0800 056 1088. Follow our step-by-step tutorial to get back online from the safety of your home. So whether you’re a first-time buyer, home mover or looking to switch mortgage, we’ll take the hard work out of finding the best mortgage deal for you. EBS Mortgages. Mortgage repayment calculator If you're comparing mortgage deals, it's important to understand what seemingly small differences in interest rates and fees can mean for your monthly repayments. Compare deals on Northern Ireland mortgages with the help of the experienced mortgage advisors at NI Mortgages in Newtownards, Northern Ireland. Our mortgage calculator can help you get a better idea of how much you can afford to borrow, and how much your mortgage will cost you in monthly repayments. We know that applying for a mortgage can feel complex even if it’s not your first time to do so. Information, news and updates on loans, mortgages and remortgages in Ireland. So to be clear when we say remortgage we mean changing the interest rate, the term of the mortgage, the type of mortgage or any of the conditions attached to the mortgage. 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